Frequently Asked Questions

We offer comprehensive financial planning services designed to help you achieve your financial goals:

• Investment Management: Customized portfolio strategies tailored to your risk tolerance and objectives
• Retirement Planning: Strategic planning for a comfortable and secure retirement
• Tax Optimization: Strategies to minimize tax liability and maximize after-tax returns
• Estate Planning Guidance: Coordination with estate attorneys to preserve and transfer wealth
• Wealth Management: Holistic approach to managing all aspects of your financial life

Each service is personalized to match your unique situation and long-term financial vision.

Getting started is simple and straightforward:

Step 1: Schedule a complimentary initial consultation where we'll discuss your financial situation, goals, and concerns.

Step 2: We'll conduct a comprehensive analysis of your current financial position, including assets, liabilities, income, and expenses.

Step 3: Our team will develop a customized financial plan with actionable recommendations.

Step 4: Upon your approval, we'll implement the strategy and provide ongoing monitoring and adjustments.

Contact us today to schedule your free consultation and take the first step toward financial confidence.

We believe in transparent, fair pricing that aligns our interests with yours. Our fee structure includes:

Asset-Based Fees: Typically 0.75% - 1.5% annually on assets under management, decreasing as your portfolio grows. This ensures we're motivated to grow your wealth.

Hourly Consultation: $250-$400 per hour for specific financial planning projects or questions.

Project-Based Pricing: Fixed fees for comprehensive financial plans, typically $2,500-$7,500 depending on complexity.

During your initial consultation, we'll discuss which fee structure works best for your situation. There are no hidden fees, and all costs are clearly outlined before you commit.

We work with clients at various stages of their financial journey:

Comprehensive Wealth Management: Minimum of $250,000 in investable assets for our full-service portfolio management and ongoing advisory services.

Financial Planning Services: No minimum for hourly consultations or project-based financial planning. We're happy to help you build a strong financial foundation regardless of your current asset level.

Retirement Planning: Flexible minimums depending on proximity to retirement and complexity of needs.

We believe everyone deserves quality financial advice. Contact us to discuss how we can best serve your needs.

Our team consists of highly qualified professionals with extensive credentials:

• CFP® (Certified Financial Planner): The gold standard in financial planning, requiring rigorous education, examination, and ethical standards
• CFA® (Chartered Financial Analyst): Advanced investment analysis and portfolio management expertise
• CPA (Certified Public Accountant): Tax planning and accounting specialists on our team
• Average Experience: 15+ years in financial services

All advisors are registered with regulatory bodies and maintain continuing education requirements. We're committed to staying current with evolving financial strategies and regulations.

We believe regular communication is essential to successful financial planning:

Quarterly Reviews: Scheduled meetings to review portfolio performance, discuss market conditions, and adjust strategies as needed.

Annual Comprehensive Review: In-depth analysis of your entire financial plan, tax situation, and progress toward goals.

As-Needed Consultations: Unlimited phone and email access to your advisor for questions or life changes that affect your financial plan.

Custom Schedules: Meeting frequency can be adjusted based on your preferences, market volatility, or significant life events.

You're never alone in managing your finances—we're always just a call away.

Your privacy and security are our top priorities. We employ multiple layers of protection:

Technology Security: 256-bit bank-level encryption, secure client portals with multi-factor authentication, and regular security audits.

Data Protection: All sensitive documents are stored on encrypted servers with restricted access. We never store unnecessary personal information.

Privacy Policy: We never sell, share, or distribute your personal information to third parties for marketing purposes.

Regulatory Compliance: We comply with all SEC regulations and industry best practices for data protection.

Staff Training: Our team receives regular training on privacy protocols and security awareness.

Your trust is earned through our unwavering commitment to protecting your information.